We Solve Your Debt Problems

From credit cards to tax debt, we help our clients eliminate all kinds of debt, quickly and effectively, through Chapter 7 and Chapter 13 bankruptcies, and non-bankruptcy solutions as well:

Law offices specializing in debt relief

Who we are

We are a professional law firm specializing in complete debt relief. With 44+ years of experience, we serve clients in Auburn and the greater Sacramento area, offering effective solutions to debt problems.

What we do

We eliminate your debt, including credit card debt, medical bills, foreclosures, tax debt, repossessions, loan debt, bank liens and wage garnishments. Non-bankruptcy solutions are available.

How it works

From your first call to your final discharge, we guide you through every step, starting with a free case review and fast legal protection to stop creditors immediately. Call us now and eliminate your debt.

Struggling with debt? Credit Cards? Taxes?

TESTIMONIALS

“They treated us with compassion and urgency. Calls returned the same day, every time. The process was clear and the outcome was perfect and changed our lives.”

Maria R., Sacramento CA, June 2024

“Professional, meticulous and rock solid. They knew what they were doing. They did everything. It was much easier than we thought and was over with before we knew it, 60 days. Garnishment stopped and all debts were completely discharged.”

Jeremy P., Roseville CA, February 2025

“Stephen’s amazing negotiation ability saved me. I am beyond grateful for having found his law office. He and his staff were exceptional in all areas, from responsiveness to expertise, and his pricing was fair and reasonable. He was polite, professional and had the ability to explain processes in layman’s terms. I highly recommend his services!”

Andrea T., Incline Village NV, June 26 2021

“Law Offices of Stephen J. Johnson provided outstanding service. Their professionalism and accessibility were exceptional, and the quality of their work led to successful results. The staff was incredibly friendly, helpful, sympathetic, and supportive, and their attorney’s fees were very reasonable. We highly recommend them!”

Delia S., Sacramento CA, June 2025

LAW OFFICES OF STEPHEN J. JOHNSON